Prop-firm payout value calculator
How much is your payout actually worth?
Follow a withdrawal from gross profit to USDC or your bank after the profit split, network cost, and cashout method. Vest's 90% split and Base-to-Coinbase route are the defaults.
The 1.5% instant fee is an editable example, not a Coinbase quote. Replace it with the fee shown on your exchange’s preview screen. ACH and keeping USDC use no cashout fee in this model.
Your payout is worth
$900.00
Bank via ACH · 90.00% of the original amount
- Gross withdrawal
- $1,000.00
- Firm's share
- −$100.00
- Your USDC after split
- $900.00
- Network / withdrawal fee
- −$0.00
- Cashout fee
- −$0.00
Keep USDC
$900.00
ACH
$900.00
Instant
$886.50
USDC is treated as $1.00. This estimates transaction value, not taxes, exchange-rate changes, or bank/intermediary charges.
How the calculation works
Withdrawal × profit split − transfer fee − cashout fee
A $1,000 eligible Vest payout at a 90% split becomes $900 USDC. Receiving it at Coinbase on Base costs the recipient $0. Keeping the USDC or using a free ACH cashout leaves $900; an illustrative 1.5% instant cashout leaves $886.50.
Common questions
Does Base charge me to receive USDC?
No separate fee is deducted from the recipient just for receiving USDC. Blockchain gas is paid by the sender. Coinbase says Base crypto deposits are free; Vest currently says it does not add a withdrawal fee.
Is an ACH cashout free?
Coinbase lists ACH cashouts for eligible US customers, generally taking 1–5 business days, and its fee disclosures list ACH as free. Availability and third-party bank charges can differ by account and country.
What does an instant cashout cost?
There is no reliable universal rate. Coinbase says standard transaction fees apply and shows the charge before confirmation. Enter that previewed percentage and fixed fee for an account-specific estimate.
What if I keep the payout in crypto?
Choose “Keep as USDC.” The calculator stops after the profit split and network or withdrawal fee. No bank cashout fee is applied, though a later send, swap, or trade can create new costs.
For the exact screens and network checks, read how to withdraw from Vest Capital. For exchange and bank routes, see USDC to bank: cheapest vs fastest.